The Present Statistics On Single Parents Show Parallels To Married Folks

It is a well known fact that the instance of single parent households is on the rise, without an end in sight as the divorce rate continues to hold steady at slightly above fifty percent.

However, single parent homes don’t come about solely as a result of a divorce situation. In other words, there are those scenarios where a custodial parent becomes the only one raising a minor child because his or her spouse has recently passed away. Others become single parents because they don’t want to get married at any time in their lives, but they still wish to raise a child for the fulfillment and satisfaction that doing so provides.

Unfortunately for single parents, a majority of those individuals who are married feel they have the freedom to pass judgment on why their single counterparts are living without a spouse.

Opinions such as these translate into the stereotypes that single parents raising children are branded with, such as that it is these folks who apply for food stamps or other public assistance because they are without the benefit of a spouse to help support them or they just don’t want to get a job.

However, as the statistics on single parents has shown, this sector of the population has more similarities than not in common with those adults who are currently married with children.

For instance, contrary to the general belief that parents in the singles category are the ones who are sucking up all the public assistance resources available to the United States at large, single parent information has shown the truth to be otherwise – as approximately seventy-nine percent of single mothers hold employment of some kind, while ninety percent of single fathers are also working for a living.

Meanwhile, according to single mom statistics only twenty-seven percent of custodial maternal figures are using public assistance, while less than twenty percent of custodial single parent fathers ask for government help at some point.

Other false information about this group of parents abounds that is amply proven wrong by the statistics on single parent households.

For example, many point to single parents as the reason the teen pregnancy rate is so high. Though it is true that many teenagers who become parents themselves come from a single parent household, this family situation does not in turn automatically cause a youngster to run out the front door and become promiscuous.

As statistics have shown, minor children raised by a single parent are no more likely to have substance abuse issues or disciplinary problems in school and elsewhere than those children growing up with two parents in the same house.

Yet, falsities that do make their way into the public’s stream of conscious have to originate from somewhere, and those regarding single parenting are no exception. And when considering the circumstances of divorce and single parents from many decades ago, it makes sense that the married half of the public has come to believe what they do about parents without partners.

What are some of the more grim figures which existed years ago that have given people a reason to form the opinions they currently hold about single individuals raising children?

To start, as far back as the year 1995 almost six in ten children living with their mothers only had to endure a lifestyle on or close to the poverty level – thereby causing most of these single mother families to require public assistance.

In this same year, many children were living with a single mother who had never before been married – a phenomena that presented its own challenges to the single mother parenting crowd.

For instance, two-thirds of the children living among this group of mothers found that their parent didn’t finish out her high school years, thus setting a bad example in the educational realm. In addition, these children were forced to suffer the effects that unemployment of a parent brings about, as unmarried single mothers were twice as likely to be unemployed or not even intending to become a member of the labor force at all.

Four million children lived with their grandparents during this mid-nineties decade. But sadly, thirty-seven percent of those four million adolescents did not have either parent also living in the home along with their grandmother and grandfather – making those children have to cope with the idea of an absentee mother or father.

Despite the pitfalls of the past, many single parent families have been able to rise above it as the current statistics show. For example, back in the nineties a majority of prison inhabitants gave single parent households a bad name since much more than fifty percent of inmates came from an environment of this type.

Today, that figure stays right around fifty percent, which means that one out of every two persons sitting in jail comes from a family where the parents are still together in a marital capacity – thus proving the point that in this day and age, growing up in a one-parent environment is not a precursor to a life of crime and whiling away the years behind the walls of a penitentiary.

From the information that has been gathered regarding single parenting, it is easy to conclude that this group has it harder when it comes to raising children and staying financially afloat at the same time. But as the most recent statistics on single parent households have demonstrated, there are more similarities than not to the manner in which each set of children grows up and turns out as an adult.

Sometimes all it takes to get through the divorce process is to know that there is a person who is on your side to help you from start to finish – a person who can answer your questions and even guide you when it comes to filing your marital dissolution documents with the local family law court.

Mastering Debt Negotiation For Consolidation

Turning to debt negotiation is a great consolidation alternative when your monthly expenses have gotten out of control. This is a process recommended for individuals who have fallen behind on their payments because they just don’t have enough income on a monthly basis to cover them all. This is one smart way for you to lower your monthly payments, yet still accept responsibility for the debt you have accumulated. Debt negotiation generally involves working with a for-profit or a non-profit organization. They will sit down with you to evaluate your debt situation, bad credit or good credit does not matter. You will be required to bring in current statements for all of your monthly bills as well as your monthly income.

A employee of a negotiation company will go over the information with you. They have negotiations already in place with the various lending institutions available, especially credit card companies. This means they will negotiate with the lender a lower interest rate for you. This will reduce the amount you will have to repay over the term of the debt. You will have a monthly payment to make to the debt negotiation company rather than paying each creditor on a monthly basis. They will then allocate the agreed upon amount to each creditor. You will continue to get a monthly statement from each creditor. Make sure the statement reflects the amount of payment your debt negotiation states they will be getting.

It is very important that you work with a qualified debt negotiation agency with a solid track record. Take the time to research their background. Find out how long they have been in business. You should also check their status with the Better Business Bureau. This is a great way to find out about consumer complaints against a particular debt negotiation agency and their dealing with satisfied and dissatisfied consumers.

While negotiation is a great way to be responsible for your debt, keep in mind your credit score will be affected. It will be lower as long as you remain on the debt negotiation plan. In most cases, your credit score will be better than if you had continued being late and missing payments like you were before. Creditors will have to show your account as paid in full once the negotiated amount has been paid. It is very important that you review your credit report to make sure this has been done.

6 Tips to Deliver a Deadly Presentation

Leadership and lecture are inseparable. In the world of business, information and instructions flow down the levels of hierarchy through the mode of presentations, beginning from the top position – occupied by the CEO.

Everyone in an organization, including the CEO, is assigned with certain roles and responsibilities. And, at some point or other, he may have to address people from the presentation’s platform. Therefore it is better to prepare for bigger roles.

We intend to make this job a bit simpler for you. Here are some tips that can help you deliver an effective presentation.

1. Make sure the hardware’s working fine

Before the meeting commences, send a team from the IT department to install the hardware – projector, screen, mouse, laptop, etc. Arrive at the venue early to ensure that you have personally tested if everything is set in order and all technology equipment and audio-visual support are working well.

Also, it is good to give a mini presentation to just chairs to ensure that everything goes as per the plan.

2. Start with a concern or question

Don’t waste time in unnecessary discussions that are not relevant in the context of the presentation. Throw a question straightway, raise a concern, present a problem or bring a shocker – anything that makes the audience think, be curious, concerned or even scared.

Getting the audience interested from the word ‘go’ can be a great start for your presentation.

For instance, if you are gathered to discuss sales strategies for the quarter, start with a pie chart or bar graph of the sales for the previous quarter. Similarly if you are venturing into a new business, you can start with the challenges (supported with facts).

3. Avoid handouts

Some people do prefer to distribute handouts or the printed copies of presentation. I personally find this conventional practice a big hindrance in the successful accomplishment of the objectives of presentation.

With the complete draft and information in their hands, the participants tend to read the message ahead of you. It kills their interest as they already know “whats’s up next”. If you have lost your audience before you have even started, your presentation may end up as a mere lecture of no significant consequence.

Therefore, rather than distributing handouts, you can upload the complete presentation on slideshare.net from where everybody can access it whenever they want, without bothering about misplacing the hard copies or damaging the CDs.

And of course the global message of ‘save paper’ has always been a concern to consider.

4. Ask questions and invite ideas

Make your presentation interactive by promoting a two-way communication. Ask relevant questions but to the right people. Questions arouse interest and engage audiences.

Present your point supported with substantial facts and invite suggestions and ideas. Don’t impose your opinion. Appreciate good ideas.

You can also consider a modification or addition to your slides if required. It encourages the audiences to feel comfortable allowing them to pay attention and come up with suggestions.

5. Use your time effectively

In business, time translates into money. Value time and try to conclude your presentation within the pre-decided window. If you stretch the time unnecessarily you will be wasting your time and making your audience impatient.

Use the time effectively. Cut irrelevant discussions short. Postpone individual concerns for some other time. Plan efficiently and then stick to your plan.

6. Patience pays

Patience is a virtue of leaders. You need a lot of it during presentations. Irritating questions, repeated requests to visit the previous slides, difficulty in understanding a concept or an irrelevant argument – these will test your patience in many ways.

Be patient and try to get in some humor in the course of your talk. It will help create a healthy atmosphere and get your audience involved.

There are so many other elements of a delivering a killer presentation that you can learn with experience. Improvement is a continuous process and everybody learns from experiences. The more you experience, the more you learn.

You can also learn from other’s experiences through CEO peer groups. At a CEO conference or CEO group, you will get to meet expert and experienced leaders who would share their experiences with you, therefore making you wiser and more experienced.